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Surety bonds are three party contracts between the Surety (usually the insurance company), the Obligee (usually the person/entity requiring the bond) and the Principal (usually the person or entity being required to post the bond). The bond itself is put in place to guarantee that the principal will act in accordance with the terms established by the contract. READ MORE >>

Practicing safe driving is a great way to prevent costly damage to your vehicle that is often associated with car accidents. Unfortunately, some events are completely out of your control. Even the safest drivers cannot prevent damage from severe weather, such as hail, flood or wind damage. READ MORE >>

That crack in your driveway is more than just a nuisance, it can also be a dangerous situation. If someone falls on the uneven pavement, they could file a lawsuit against you for the damage. Most of the time, this type of damage occurs due to changes in the ground or the home's foundation. READ MORE >>

Spring has finally sprung here in Albany, and we can finally put away the snowblowers and ski jackets. As the snow melts and the days get longer, many homeowners are eager to take advantage of the weather to tackle the list of "projects" around the house. READ MORE >>

Here in the Capital Region, it may seem the likelihood of damage from a hail storm is low, compared to places like Oklahoma or Texas. However, it is actually very common for even small hail to cause significant damage to a vehicle. When it does, car insurance may offer some coverage. READ MORE >>

In today's world, technology is unavoidable. Most would say it is necessary. Being surrounded by technology can be eco-friendly and efficient. However, many businesses are faced with data breach problems every year. The 2015 Symantec Internet Security Threat Report found that 60 percent of all targeted attacks struck small to mid-sized companies. READ MORE >>

For more than a century, Ten Eyck Group has led the way as an independent insurance agency with your needs in mind.Learn more about our tradition of independent thinking in this video: READ MORE >>

Many of our clients, both commercial and personal, partake in new construction projects without consideration of the potential risks or making sure they have the proper insurance in place. Whether you are building a new 100,000 square foot office building, rehabbing a small two-family apartment downtown, or putting an addition onto your own home, there are insurance issues to consider. READ MORE >>

A month ago, I sent an email out to all of our staff and asked them to answer one question for me: What is the Ten Eyck Difference? These answers can be for potential clients, long-time customers, or even a potential employee. I let the question be open for interpretation. READ MORE >>

Travel insurance can be costly, so even I decline to take it. Why? Because, me and my family take multiple trips throughout the year and the cost adds up. I'd rather just "Spin the Wheel"; and take my chances. Until, I discovered a plan that covers you for the entire year, regardless of the number of trips. READ MORE >>

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