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A hurricane can be a life-altering event. One that not only causes severe property damage, but shatters lives as well. It is important to have an emergency plan in place. Before The Storm These types of storms move quickly, and being prepared in advance can help you and your family minimize the impact of a storm. READ MORE >>

There are many common misconceptions about flood insurance. Did you know that the standard home insurance policy will often not pay for damage caused by a flood? If you do not purchase a separate flood insurance policy, you may have difficulty overcoming issues such as lost property, structural damage, and even mold. READ MORE >>

Surety bonds are three party contracts between the Surety (usually the insurance company), the Obligee (usually the person/entity requiring the bond) and the Principal (usually the person or entity being required to post the bond). The bond itself is put in place to guarantee that the principal will act in accordance with the terms established by the contract. READ MORE >>

Practicing safe driving is a great way to prevent costly damage to your vehicle that is often associated with car accidents. Unfortunately, some events are completely out of your control. Even the safest drivers cannot prevent damage from severe weather, such as hail, flood or wind damage. READ MORE >>

That crack in your driveway is more than just a nuisance, it can also be a dangerous situation. If someone falls on the uneven pavement, they could file a lawsuit against you for the damage. Most of the time, this type of damage occurs due to changes in the ground or the home's foundation. READ MORE >>

Spring has finally sprung here in Albany, and we can finally put away the snowblowers and ski jackets. As the snow melts and the days get longer, many homeowners are eager to take advantage of the weather to tackle the list of "projects" around the house. READ MORE >>

Here in the Capital Region, it may seem the likelihood of damage from a hail storm is low, compared to places like Oklahoma or Texas. However, it is actually very common for even small hail to cause significant damage to a vehicle. When it does, car insurance may offer some coverage. READ MORE >>

In today's world, technology is unavoidable. Most would say it is necessary. Being surrounded by technology can be eco-friendly and efficient. However, many businesses are faced with data breach problems every year. The 2015 Symantec Internet Security Threat Report found that 60 percent of all targeted attacks struck small to mid-sized companies. READ MORE >>

For more than a century, Ten Eyck Group has led the way as an independent insurance agency with your needs in mind.Learn more about our tradition of independent thinking in this video: READ MORE >>

Many of our clients, both commercial and personal, partake in new construction projects without consideration of the potential risks or making sure they have the proper insurance in place. Whether you are building a new 100,000 square foot office building, rehabbing a small two-family apartment downtown, or putting an addition onto your own home, there are insurance issues to consider. READ MORE >>

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