Personal Umbrella Insurance
Personal Umbrella Insurance Quote Forms
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Personal Umbrella Insurance Information
The likelihood of an accident happening is unknown, and so are its consequences. Some incidents can be monetarily devastating, and without a personal umbrella insurance policy, you may be liable for any expenses. Personal umbrella insurance can give you the financial safety net you need.
What Is Personal Umbrella Insurance?
Personal umbrella insurance may protect you against potentially damaging liability claims or judgments. A policy might cover any liability costs that exceed your existing liability policy limits. For example, if you cause an auto accident where someone is injured, your auto insurance may cover the other driver up to your policy limit. But if your limit can’t sufficiently cover the other driver’s medical bills, a personal umbrella policy might cover the additional costs.
What Does a Personal Umbrella Policy Cover?
A personal umbrella insurance policy can add a layer of liability protection to your primary policies. Without umbrella coverage, you’re responsible for paying for liability costs that exceed your existing policy’s protection. Personal umbrella coverage protects your assets by kicking in when your standard liability coverage is exhausted.
Who Needs Umbrella Insurance?
Umbrella insurance is not legally required but may be advantageous coverage, especially if you have numerous assets to protect or a high probability of being sued.
An umbrella policy protects you, your spouse and family members who live in your home and are on your existing policies.
Protect Your Livelihood
Personal umbrella insurance is reasonably priced coverage. We can assess your financial needs and risks to ensure you have suitable umbrella coverage. Call Ten Eyck Group at 518-464-0059 to discuss adding personal umbrella coverage.