Monday, May 1, 2023Did you know that the cost of insurance, auto and otherwise, is on the rise? Did you suspect this increase had something to do with inflation? Chances are, it does. Rising prices can affect what we‘re paying for products, services and necessities—including auto and home insurance policies. READ MORE >>
Friday, March 10, 2023Homeowners insurance is a necessary part of home ownership. When you buy a home, your mortgage lender requires you to get coverage. Carrying a policy helps protect you and the lender against common threats and losses. More importantly, you want coverage that gives you peace of mind. READ MORE >>
Friday, February 10, 2023One of the most essential business insurance products is Workers Compensation insurance. Modern Workers Compensation insurance carries layers of federal, state and local regulations. These regulations protect both the injured worker and the employer. READ MORE >>
Friday, January 27, 2023A business owners policy (BOP) is a business insurance package geared toward small businesses. It combines important coverages into one policy, usually at a cheaper rate than buying them individually. A BOP covers two main areas: property and liability. READ MORE >>
Friday, December 30, 2022If you’re like most Americans, your home is your largest investment. You put a lot of money into purchasing it, paying off the mortgage, and keeping it running. But you also put a great deal of time into making it your own. You are proud of your home. READ MORE >>
Friday, December 2, 2022Home insurance is required if you have a mortgage on your home, but that does not mean you can’t find ways to save money on your homeowners insurance policy. Here are several ways you can pay a lower price for great coverage. Ask. You never really know until you ask, right? READ MORE >>
Monday, November 21, 2022How do small companies buy insurance? Many businesses buy a business owner's policy. This kind of protection is often called a BOP. Insurers will offer lower rates for the coverage included in the BOP. This solution may offer a simple and cheaper way to buy insurance. A BOP may make sense for a small company. READ MORE >>
Wednesday, October 12, 2022Definitions are very important in any insurance contract. Throughout a Homeowner policy, YOU and YOUR refer to the NAMED INSURED shown in the declaration AND their SPOUSE, but only IF a resident of the same household. If that spouse moves out, no coverage follows them. READ MORE >>
Tuesday, September 20, 2022Purchasing insurance that’s right for your situation can be overwhelming. You can buy your insurance directly from the insurer or a captive agent who works for just one insurance company. However, there are distinct advantages to working with an independent insurance agent. READ MORE >>
Tuesday, August 30, 2022Up-State New Yorker’s have had the ability to take advantage of ride sharing application benefits since the NYS Insurance Law was amended back in June of 2017. It’s hard to imagine this was already 5 years ago! READ MORE >>
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