Call Us (518) 464-0059 ☰ ˟
Referral Rewards Request A Quote
Ten Eyck Group

(518) 464-0059
  • Home
  • Coverage
    • Airbnb
    • Automobile
    • Boat
    • Bonds
    • Commercial
    • Condominium
    • Cyber Liability
    • Employment Practices Liability
    • Financial Services
    • Flood
    • Group Health
    • Health
    • Homeowners
    • Life
    • Motorcycle
    • Personal Umbrella
    • Recreational Vehicle
    • Renters
    • Special Events Insurance
    • Uninsured/Underinsured Motorist
  • Get A Quote
    • Airbnb
    • Automobile
    • Boat
    • Bond
    • Business
    • Classic Car
    • Condo
    • Disability
    • Flood
    • Health
    • Homeowners
    • Jet Skis
    • Life
    • Long Term Care
    • Motorcycle/Recreational Vehicle
    • Non-Owned Auto Quote
    • Renters
    • The News Apartments
    • The Vicina Urban Flats
  • Customer Service
    • Customer Service
    • File A Claim
    • Make A Payment
    • Policy Review Request
  • Blog
  • Resources
    • Claims Corner
    • COVID-19 Resources
    • Important Links
    • Newsletter Archive
    • News Center
    • Refer a Friend
    • Secure File Area
    • Video Library
  • About Us
    • About Ten Eyck Group
    • Careers at Ten Eyck Group
    • Community Involvement
    • Meet The Team
    • Our Office Location
    • Our Reviews
    • Privacy Policy
    • Your Trusted Choice Agency
  • Contact Us
    • Contact Us
    • Join Our Newsletter
Commercial
Insurance

Minimize your risk with the best options

Personal
Insurance

Get the right coverage at the right price

Life & Health
Insurance

Protecting you for life, disability and long term care

Group
Benefits

Superior service to fit your needs

Surety
Bonds

Let our expertise guide you

Home > Blog > My Car Has Significant Damage from a Parking Lot Accident; Am I Covered?
FRIDAY, APRIL 15, 2022

My Car Has Significant Damage from a Parking Lot Accident; Am I Covered?

Parking lot accidents are not uncommon. In fact, they are one of the most common types of claims. Every situation is different, but in many cases your car insurance will cover the costs associated with these accidents.

Will Car Insurance Cover Your Parking Lot Accident?

 Whether or not auto insurance provides this protection generally comes down to the type of insurance you have. If you only have Liability insurance (Bodily Injury & Property Damage that you cause to another) and you are responsible for the accident, the policy is unlikely to provide you with any protection for damage to your car.  However, If you are responsible and have collision insurance, your policy will come into play to help you repair the damage to your car. Car Fender Bender

In situations where you are not at fault, such as another car or truck causing the damage to your vehicle, that driver’s insurance becomes the responsible party in most states. For this reason, you’ll need to obtain the details about the other driver’s insurance. Be sure to see their insurance card, get their identification information, and in many cases, file a police report and a claim against the responsible party. 

What happens when the accident occurs and no one is around? Unfortunately, these situations happen all too often. Your first step is to file a police report to make your claim. You should then work with your own auto insurance provider who will help you to determine if anyone can be held responsible. For example, there may be video cameras that can be used to help identify the person who caused the accident.

Keep in mind that fault is determined in a parking lot in much the same way as it is on the road. Here are a few common rules for parking lots:

  • Stop signs are not required throughout them, but it is expected that drivers will make a full stop prior to entering a pathway from a turn.
  • Pedestrians always have the right of way.
  • The person entering or exiting a space or aisle first is generally given the right of way.
  • Directional signs can provide information about who has the right of way as well.

The police will help in identifying who is at fault in most cases. However, it is up to you and your auto insurance provider to file the claims associated with your damages.

Regardless of what happened, we’re here to help you sort out what to do.  Call Ten Eyck Group at (518) 464-0059 for more information on auto coverage and claims. 

Posted 6:24 PM

Tags: auto insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015

  • ten eyck group(38)
  • home insurance(17)
  • business insurance(15)
  • auto insurance(14)
  • car insurance(10)
  • covid-19(6)
  • insurance(6)
  • the millennial minute(6)
  • health insurance(5)
  • flood insurance(4)
  • life insurance(4)
  • protection(4)
  • cyber liability insurance(4)
  • commercial insurance(4)
  • coverage(4)
  • homeowners insurance(3)
  • motorcycle insurance(3)
  • bop insurance(3)
  • surety bonds(2)
  • rideshare insurance(2)
  • albany life insurance(2)
  • albany motorcycle insurance(2)
  • renters insurance(2)
  • boat insurance(2)
  • albany flood insurance(2)
  • professional liability insurance(2)
  • general liability insurance(2)
  • antique car insurance(1)
  • long term care insurance(1)
  • college graduate insurance(1)
  • driving record(1)
  • cyber bullying(1)
  • crime coverage(1)
  • albany life insurance policy(1)
  • albany business interruption insurance(1)
  • travel insurance(1)
  • albany car insurance(1)
  • new york cyber liability insurance(1)
  • albany condo insurance(1)
  • snowmobile insurance(1)
  • bonds(1)
  • cyber threats(1)
  • personal insurance(1)
  • actual cash value(1)
  • replacement cost(1)
  • flood zones(1)
  • albany auto insurance(1)
  • president's circle(1)
  • rv insurance(1)
  • new york(1)

View Mobile Version

Featured Carriers

  • Acadia Insurance
  • Adirondack
  • Aflac
  • Allianz
  • AmTrust
  • Andover
  • CDPHP
  • Chubb
  • CNA
  • Dryden
  • Encompass
  • Erie and Niagara Insurance Logo
  • Great American
  • Guardian
  • The Hartford
  • Hanover
  • Highmark Northeastern New York Logo
  • Kemper
  • Liberty Mutual
  • Main Street America
  • Merchants
  • MVP Health
  • Nationwide
  • NYCM
  • perma logo
  • Philadelphia
  • Progressive
  • Pure Insurance
  • logo
  • Sentry
  • Travelers
  • Utica National
  • Vermont Mutual Insurance Group
Facebook
Twitter
LinkedIn
Google+
Get Directions
Contact Us Today
Have Questions?
Contact Us
Resources
Our Products
Customer Service
Payment Options
Report a Claim
Newsletter
Video Library
About Us
Refer A Friend
Our Carriers
Trusted Choice Agency
Blog
Contact Us
Contact us 1924 Western Avenue
Albany, NY 12203

Ph: 518.464.0059
Fx: 518.456.7076

Logos
© Copyright 2021. All rights reserved. Powered by Insurance Website Builder.
Trusted Choice