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Home > Blog > Business Interruption Insurance
WEDNESDAY, JUNE 24, 2015

Business Interruption Insurance

Your business has just had a significant property loss.  You have property coverage and the insurance policy will pay to make all the necessary repairs.  However; the damage to the building is so extensive that your business cannot operate.  Now what?  Is your business going to be able to survive with the doors closed for 3 months, 6 months, 12 months, or longer to make the repairs?  How do you protect your business after a property claim from loss of income, loss of market share, loss of strategic alliances or partnerships, lost time, contract violation or loss of key employees?

The answer is Business Interruption Insurance often referred to as Business Income Insurance.  Business Interruption Insurance is a first party coverage that is part of your property policy.  The purpose of Business Interruption insurance is to indemnify the policyholder for their financial loss and any extra expense due to the incident triggering coverage.  Business Interruption Insurance can provide coverage for net income, necessary continuing expenses, extra expense, and extended period of indemnity, contingent business interruption, and ordinary payroll.

No one ever wants to experience a claim, but if it does happen you want to make sure that your business is completely protected.  The Ten Eyck Group has the experience and expertise to develop the proper risk management strategy for you and your business.  When it comes to Business Interruption Insurance having the right coverage could mean the difference between going out of business and having a thriving business.

For more information about Albany business interruption insurance, Ten Eyck Group today at 518-464-0059.

Posted 5:18 PM

Tags: albany business interruption insurance, business insurance
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