Purchasing insurance that’s right for your situation can be overwhelming. You can buy your insurance directly from the insurer or a captive agent who works for just one insurance company. However, there are distinct advantages to working with an independent insurance agent.
What Is an Independent Insurance Agent?
An independent insurance agent is a licensed professional who works with numerous insurers to provide access to high-quality insurance products. Captive agents are also licensed, but they work with a single insurer. They can sell only policies provided by their employer.
Advantages of Working With an Independent Insurance Agent
When you choose to work with an independent insurance agent, you’ll experience several benefits, including:
- Multiple quotes— An independent agent works with several high-quality and reputable insurers, so they can be your one-stop shop for multiple quotes when choosing a policy.
- Keep your agent— If you decide to switch companies, your single point of contact remains the same. You can keep your agent even if you change insurers.
- Personalized service— Your agent is here to help you get the coverage you need with a policy premium that works with your budget. They’ll get to know you and your situation and make recommendations based on your needs.
- Access to numerous insurance companies— Independent agents tend to work with small and medium-sized insurers with reputations for excellent customer service. They may also have access to some of the largest insurance companies in the country. Your independent agent can help you evaluate insurers to make the best possible choice for your situation.
Get an Insurance Quote Today
Ready to shop for insurance? Contact Ten Eyck Group in Albany, New York, to get your personalized quote.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.