The real value of an insurance contract is determined after a loss occurs. Our claims department will assist you in preparing, processing, and expediting the payment of your claims.

In addition, we will review loss reserves and work with the carrier to get them reduced where possible. An overstated loss reserve can result in a much higher premium.

In the event a loss occurs, our agency offers a toll-free emergency number and 24-hour-a-day access for reporting. We follow up regularly during and after the settlement period to make sure your claim receives the proper attention.

We recognize that prompt and fair claims payment is critical in guaranteeing that you can be back in business and maintaining your cash flow as soon as possible. Our goal is to get your business and household up and running without costly delays.

Our National and Regional Carriers offer:

• Local Claims Staff
• Telephone Claims Reporting ('Teleclaim')
• Catastrophic Rehabilitation Program
• Prompt Claimant, Physician & Employer Contact (Within 48 hours)
• Medical Bill Review
• Medical Case Management Teams Staffed With A Registered Nurse
• Hospital Utilization Monitoring
• Claims Information Systems

This is not an offer to sell insurance or an advertisement of insurance in any place except the State of New York, United States of America.

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